Elsie L. Williams (nee Lokke), 97, formerly of Floral Park, died on Oct. 13, 1999. Wife of the late Robert Williams. Mother of Jean C. Van Zandt and Patricia Joblon. Sister of the late Pauline H. Reid. Grandmother of four. Great-grandmother of four. Arrangements were made by the John E. Day Funeral Home, Red Bank, NJ. Funeral service. Intermetn Oakwood Cemetery, Bayshore. Benjamin J. DeSetto, of Bellerose, died on Oct. 13, 1999. He was founder of the Urban Furniture Co. and Francar Realty. Husband of Dolores. Father of Carole Webster and Frank. Grandfather of four. Great-grandfather of seven. Arrangements were made by the Fairchild Funeral Chapel, Manhasset.